Best Travel Insurance

Compare the ranked products, specifications, ratings and available buying options in this guide.

Published October 16, 2026See the picks

Scores and product facts reflect the dated comparison snapshot. See how we rank.

Sort by:

Best Overall
1Faye
9.9 / 10Reference score
- covers: Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death
- trip-coverage: Up to 100% trip cancellation and up to 150% interruption, evacuation/repatriation up to $500,000 (plus $100,000 non-medical evacuation)
- medical-coverage: Up to $250,000
- belongings-coverage: Up to $2,000–$2,500
- optional-upgrades: Cancel for Any Reason (75%), rental car coverage, pet care, adventure sports, vacation rental damage
Official site Compare
2Freely
9.8 / 10Reference score
- covers: Medical, Dental, Evacuation/Repatriation, Travel Cancellation (with add-on), Travel Delays, Travel Interruptions, Belongings, Accidental Death
- trip-coverage: Up to 100% trip cancellation (with add-on) and up to 150% interruption, evacuation/repatriation up to $1,000,000
- medical-coverage: Up to $500,000
- belongings-coverage: Up to $2,500
- optional-upgrades: Trip cancellation, baggage upgrades, rental car damage, adventure/snow activities, trip inconvenience, daily activity boosts
Official site Compare
3Travelex
9.6 / 10Reference score
- covers: Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death
- trip-coverage: Up to 100% of trip cost (up to ~$50,000) and up to 150% for interruptions, evacuation/repatriation up to $1,000,000
- medical-coverage: Up to $250,000 (higher with upgrade)
- belongings-coverage: Up to $2,000 (with upgrade options available)
- optional-upgrades: Cancel for Any Reason (75%), rental car damage, additional medical coverage, adventure activities, baggage upgrades, pet care, business cancellation
Official site Compare
4AXA Travel Insurance
9.4 / 10Reference score
- covers: Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death
- trip-coverage: Up to 100% trip cancellation and up to 150% trip interruption, evacuation/repatriation up to $1,000,000
- medical-coverage: Up to $250,000 (highest-tier plans)
- belongings-coverage: Up to $5,000
- optional-upgrades: Cancel for Any Reason (up to 75%), rental car coverage, adventure/sports coverage, pre-existing condition waiver
Official site Compare
5Trawick International
9.2 / 10Reference score
- covers: Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death
- trip-coverage: Up to $100,000+ trip cancellation, up to 150% trip interruption, evacuation/repatriation up to $1,000,000
- medical-coverage: Up to $250,000–$500,000
- belongings-coverage: Up to $2,500
- optional-upgrades: Cancel for Any Reason (CFAR), interruption for any reason, rental car damage, adventure travel coverage, pre-existing condition waiver
Official site Compare
6InsureMyTrip
9.1 / 10Reference score
- covers: Medical, Dental (varies), Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death (depends on selected plan)
- trip-coverage: Up to 100%-150% of trip cost depending on provider, evacuation/repatriation up to $1,000,000 depending on provider
- medical-coverage: Up to $100,000-$500,000+ depending on plan
- belongings-coverage: Up to $1,000–$2,500+ depending on plan
- optional-upgrades: Cancel for Any Reason, adventure sports coverage, rental car protection, higher medical limits, baggage upgrades
Official site Compare
7VisitorsCoverage
9.0 / 10Reference score
- covers: Medical, Dental (varies), Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death
- trip-coverage: Up to 100%–150% of trip cost depending on provider, evacuation/repatriation up to $1,000,000+ depending on plan
- medical-coverage: Up to $2,000,000 (depending on provider plans offered)
- belongings-coverage: Typically up to $1,000–$2,500+ depending on provider
- optional-upgrades: Adventure sports, pre-existing condition coverage, multi-trip plans, student/expat coverage, CFAR options
Official site Compare
8World Nomads
8.9 / 10Reference score
- covers: International & domestic travel insurance plans designed for adventure travel, trip protection, emergency medical coverage & over 250 covered activities
- trip-coverage: Includes trip cancellation, interruption, delays, missed connections & emergency evacuation benefits with higher-tier plans offering expanded protection limits
- medical-coverage: Provides emergency medical, dental, evacuation & repatriation coverage with 24/7 emergency assistance for travelers abroad
- belongings-coverage: Protects baggage, electronics, sports equipment & personal belongings against loss, theft or travel-related damage
- optional-upgrades: Optional Cancel For Any Reason (CFAR) coverage, adventure sports upgrades & additional activity protection available on select plans
Official site Compare

Our Top Choice

Best Overall

1Faye

9.9 / 10Reference score

covers: Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death
trip-coverage: Up to 100% trip cancellation and up to 150% interruption, evacuation/repatriation up to $500,000 (plus $100,000 non-medical evacuation)
medical-coverage: Up to $250,000
belongings-coverage: Up to $2,000–$2,500
optional-upgrades: Cancel for Any Reason (75%), rental car coverage, pet care, adventure sports, vacation rental damage

Official site Compare

Compare Features

Service	Best Overall—. FayeFayeofficial destination requires review	—. FreelyFreelyofficial destination requires review	—. TravelexTravelexofficial destination requires review	—. AXA Travel InsuranceAXA Travel Insuranceofficial destination requires review	—. Trawick InternationalTrawick Internationalofficial destination requires review
covers	Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death	Medical, Dental, Evacuation/Repatriation, Travel Cancellation (with add-on), Travel Delays, Travel Interruptions, Belongings, Accidental Death	Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death	Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death	Medical, Dental, Evacuation/Repatriation, Travel Cancellation, Travel Delays, Travel Interruptions, Belongings, Accidental Death
trip-coverage	Up to 100% trip cancellation and up to 150% interruption, evacuation/repatriation up to $500,000 (plus $100,000 non-medical evacuation)	Up to 100% trip cancellation (with add-on) and up to 150% interruption, evacuation/repatriation up to $1,000,000	Up to 100% of trip cost (up to ~$50,000) and up to 150% for interruptions, evacuation/repatriation up to $1,000,000	Up to 100% trip cancellation and up to 150% trip interruption, evacuation/repatriation up to $1,000,000	Up to $100,000+ trip cancellation, up to 150% trip interruption, evacuation/repatriation up to $1,000,000
medical-coverage	Up to $250,000	Up to $500,000	Up to $250,000 (higher with upgrade)	Up to $250,000 (highest-tier plans)	Up to $250,000–$500,000
belongings-coverage	Up to $2,000–$2,500	Up to $2,500	Up to $2,000 (with upgrade options available)	Up to $5,000	Up to $2,500
optional-upgrades	Cancel for Any Reason (75%), rental car coverage, pet care, adventure sports, vacation rental damage	Trip cancellation, baggage upgrades, rental car damage, adventure/snow activities, trip inconvenience, daily activity boosts	Cancel for Any Reason (75%), rental car damage, additional medical coverage, adventure activities, baggage upgrades, pet care, business cancellation	Cancel for Any Reason (up to 75%), rental car coverage, adventure/sports coverage, pre-existing condition waiver	Cancel for Any Reason (CFAR), interruption for any reason, rental car damage, adventure travel coverage, pre-existing condition waiver

HOW WE RANK

PickGuides preserves dated product facts, reference scores and reviewed destinations in each published version. Authorized comparison pages may use documented automatic checks; commercial relationships do not replace factual validation.